Medication Access and Cost Considerations
Determining access and affordability of a patients medication regimen is a key item to discuss with patients. The table and interactive flow chart included below offer some guidance.
Discussion/Counseling Points | Related Resources |
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Medication Insurance/coverage types to consider:
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Consider Cost
Does patient have commercial insurance?
Yes
No
What is their Tier Copay?
- Tier 1: Generic inhalers: Albuterol HFA.
- Tier 2 or 3: Most inhalers are brand name only and require higher copays.
- Prior Authorization: Non formulary
- Not covered
- Can review with “Coverage” app
- Co-Pay Manufacturer Assistance Cards
Does the patient have Medicare Part C or D?
Yes
No
What is their Tier Copay?
- Tier 1: Generic inhalers: Albuterol HFA.
- Tier 2 or 3: Most inhalers are brand name only and require higher copays.
- Prior Authorization: Non formulary
- Not covered
- If nebulized medications are required, may go through Medicare part B with or without supplement
- Coverage gap (“Donut hole”)
Does the patient have Medicare Part B?
Yes
No
Does patient have a supplement?
Yes
No
Consider nebulized medications through Medicare Part B (80%) with supplement (20%) through a DME company that can process claims with supplement (usually mailed to patient’s home).
Does not apply toward patient’s “Donut Hole” medications.
Consider Albuterol and/or Ipratropium nebulized medication
Resources for Patients:
- GoodRx.com
- Rx Outreach.org
- RxAssist.org
- NeedyMed.org
- Manufacturer websites
- Albuterol and/or Ipratropium nebulized medication
- Albuterol HFA